Overall Ranking: 40 points out of 100 2/5 stars
Price: Free to join
Owner: Gery Carson
Started in 1998 by Gery Carson SFI was originally known as “Six Figure Income” it later changed the name to “Secure Future International Marketing Group”
In the beginning, they had just one product that was sold in just the United States. Today SFI has grown into a company selling more than 90,000 products all around the world.
SFI has been trading for 16 years and in that time has paid out millions of dollars in commissions to their affiliates.
Who is Gery Carson?
Gery Carson is president and founder of SFI. Before starting SFI Gery was a top marketer and distributor for some direct sales companies. He was also successful as a magazine publisher. Gery was an innovator in the direct mail and Internet marketing industries for more than 20 years.
What is SFI?
SFI is an affiliate and multi-level marketing program aimed at getting referrals to TripleClicks an e-commerce site. You make commissions when people who you have referred make purchases and you also make some money when your team members earn points from the SFI internal points system.
Who is this for?
SFI is for anyone with a computer and internet access who wants to become an affiliate marketer, but making money will not be easy or rapid. Everyone who is of legal age in their country of residence can become an SFI affiliate.
How to start earning with SFI
As this is a rather complicated system I will put it as simply as possible.
There are several ways to earn with SFI, here are two main procedures to earn money.
- by referring people to TripleClicks, you get a percentage on everything they buy.
- by enrolling your own team and you make a percentage on everything they earn.
This is the SFI 3 step plan to a full-time income
SFI calls this the ultra simple 3 step plan.
- become an Executive Affiliate (EA)
- recruit 5 affiliates
- then teach your 5 affiliates to do the same
To become an EA you need 1500 or more Versa Points and there are basically 3 ways to achieve this.
- Purchase items that you normally buy from other stores from TripleClicks. Buy products (worth 1,500 VP or more and you achieve EA status for the month.
- Refer customers from your own website
- Earn ActionVersa Points. VPs are awarded for different actions either to do with building your business or supporting your team.
This system recommends that you recruit people under you and then you encourage them to recruit people. This is without a doubt an MLM system.
As you require 1500 VersaPoints each month you will probably have to spend some money to achieve this. The first month after joining it is relatively easy but subsequently, it becomes more difficult.
The system in more detail
VersaPoints are SFI’s in-house points system.
After signing up you have a “to do” list with tasks to complete to earn Versa Points (VP). Some actions are worth 10 points, some 20 points, some as much as 150 points.
The more VersaPoints you earn, the higher you will rank and you will be able to earn more from the Triple Chicks Executive Pool. You must have a minimum of 1500 VP per month to qualify for a share of the pool.
The TripleClicks Executive Pool.
SFI put in a percentage of every purchase into the TripleClicks Executive Pool for the affiliates to share. The size of your share depends on the number of VP’s you have earned in the month.
Earn with TripleClicks
TripleClicks is one of the biggest e-commerce sites with more than 90,000 items for sale. When people that you have referred to TripleChicks or SFI buy products from the site you earn a commission.
Sign up your own team
If you really want to make a living from SFI you are strongly encouraged to sign up your own team of SFI affiliates.
When you have your own team you receive a percentage of anything they buy at TripleClicks plus you receive the matching number of VP that your downline has earned in the month. Hence your share of the TripleClicks Executive Pool will be much greater.
Additional money earning streams
Each month when you have 1500 VP’s you are allotted a minimum of two co-sponsored affiliates and you make a percentage on all orders they place at TripleClicks.
It is possible to earn VersaPoints and cash royalties if you can refer companies that sell products to TripleClicks.
If you can get people to complete actions such as filling out forms in the SFI Pay-Per-Action Program you will be paid up to $12 per action.
Pros and Cons
- established company
- free to join
- no wild promises that you are going to get rich quickly. In fact, you are told to give it at least a year and more realistically 2 or 3 years before seeing a substantial income.
- a broad range of products
- no upsells
- to be successful you have to sign up other affiliates and then those affiliates should sign up more affiliates. A system like this is generally known as multi-level marketing (MLM)
- you are encouraged to start marketing to family and friends which isn’t good for your relationships
- many inactive affiliates
Training and tools
Although there is some training I found it to be a little basic and not very inspiring. Following the SFI training, I think a newbie would have a hard time generating an income.
These are some of the methods suggested to a beginner to start getting some referrals.
The list goes on and there are one or two decent methods of promoting TripleClicks (like the social media suggestion) However pushing friends and family is something I don’t like and wouldn’t advise.
Help and Support
There are a few methods of getting help at SFI.
- The Support Desk – you are recommended to go to the support desk for general questions. There you will find many resources including the knowledge base. Type in your question and get the answers. If you don’t find what you are looking for you can submit a ticket.
- SFI Forum – on the SFI Forum, it is possible to have questions answered 24-hours a day by either by the forum moderators or other SFI affiliates. Sometimes it is even possible that SFI president Gery Carson himself replies to your question.
- A2a or affiliate to affiliate – this is the social network for the affiliates. In addition to exchanging with your fellow affiliates, it is also possible to contact your sponsor and your team leaders.
- By phone or fax – there is a phone and fax number published on the site.
How much to join
SFI is free to join, however, if you progress to Executive Affiliate status you will probably have to buy things from TripleClicks to reach your monthly 1500VP’s.
I was surprised how many people are enrolling at SFI more than 3,500 per day or 140,000 in a month. In all they have over 3,200,000 members in more than 200 countries.
My final opinion
SFI is not a scam. However, for someone new to internet marketing it would be hard to get people to sign up and buy products from TripleClicks. That is unless your family and friends help you out, which is not something I endorse.
Before you see a substantial income it could be anything from six months to a number of years.
I won’t be recommending SFI, although some people do make money from this site. I am not a fan of MLM and to be honest I found the system of VersaPoints a little complicated. Also, you will probably end up spending money to maintain or make up your level of VersaPoints to the Executive Affiliate level (1500VP).
Nevertheless, if you are an experienced internet marketer and you think MLM is OK you could probably make this work. If you are tempted by all means sign up and have a look, it is totally free.
Verdict: not recommended
What should you do now?
If you want to make money online there are other options. If you check my recommended list you will find programs that don’t involve multi-level marketing.
Have a look at my #1 recommendation and you will discover a structured training program that will teach you the correct way to build an internet marketing business.
Here is a comparison of Wealthy Affiliate and SFI
Secure Future International Marketing Group
Description: SFI is an affiliate based marketing company. Possible to earn money with direct sales, but you are also encouraged to recruit your own team.
Owner: Gery Carson
My opinion: I do not recommend SFI despite the fact that some find success with this program. Personally I don’t like the MLM which is involved and if you are a newcomer to internet marketing it will be hard to make money, in fact it is more likely to cost you money.
This site is a scam, they banned my account.
I lost all my referrals and the complete my profit!
In my team there were 3200 people in 8 generations.
You’re really crazy if you lose 3 years on this shit like me!!!
Sorry to hear about your bad news with SFI. Losing 3 years work is really terrible. What reasons do they give for banning your account? If you start another business online I suggest you start your own website that doesn’t rely on one income source.
All the best,
I remember SFI when it was “Six Figure Income”.
… never happened – never produced a dime – end of story.
Good post Peter!
I think it’s very hard to earn money with SFI as with most other MLMs. In fact this is another program that will probably cost most people money. So to be avoided.
Thanks for your visit, Peter.
Thank you for this refreshing view of another online MLM, where I bet about 3% of folks make tons of money and rave about how great it is.
Meanwhile the other 97% of folks grow tired of hawking friends and relatives to be as stupid as you were for joining this great business opportunity and fail like most do in almost all other MLM’s.
When I see a company keeping the same initials while changing the actual name of their company…
…I almost immediately would run the other way!
Great job on this review and Thanks for the Warning.
Yes, as with all MLM’s the people at the top earn good money while the others struggle. To even have a chance of earning some money with SFI you will have to pay some money to earn Versa points. So in the end this will cost you money.
Thanks for stopping by, Peter
I have heard of SFI for many years throughout my affiliate marketing journey, but it’s one program that’s never appealed to me and I see why now.
Thanks for the heads up on this opportunity, but on the other hand, Wealthy Affiliate looks truly amazing.
I’ve heard of SFI as a good affiliate market training program that promotes higher end products, but have not fully looked into their marketing program.
After reading your review, I think I’ll pass. I can’t stand MLM’s and just think that regardless of the product, MLM’s feel wrong. As well, the SFI’s triple clicks program seems a bit complicated and annoying. I like things that are simple and straight forward.
I would agree with your comparison chart about Wealthy Affiliate. I’ve been using their training program for a long time and I’m extremely happy with the quality of training and support that I have received from them.
Great review, you’ve saved me a lot time and now I can avoid SFI and their MLM program. Glad it’s not a scam, but who’s got time for MLM’s.
I tried SFI for few days, but honestly, I don’t find the products very attractive. Other more established MLMs actually have better quality products with similar points system. Anyways, MLM is not my style of business because it is not perceived very well by the people around me, hence they tend to be less supportive in anything that I do.
Interesting that you only tried SFI for a few days. I am not a fan of MLM either what puts me off this program is that I have read comments from people who have been with SFI a number of years, have quite a few people in their downlines, but they are still making hardly any money. They have spent hundreds of hours of their time and are earning almost nothing. There are better ways to earn online.
I’m glad you show this to everyone. Even though it is a system that may work for more experienced marketers, it is one system that is not recommended for newbies! Like you said…stay away from MLM if possible! Only the top levels make the money, and everyone else below them suffer!
Glad we agree about MLM Rick. At SFI it would be very difficult for a newbie to get started and actually make any money. In fact I think it is far more likely they will spend money to reach the 1500 VersaPoints every month. Much better to build a real online business.
Thanks for your visit, Peter